Why Financial Fortress?

The goal of this blog is to help people better manage personal finances. Whether you are just getting started in life, or if you have a pile of debt and credit cards and are looking for solutions, or if you have significant assets that you are looking to invest better, I plan to provide advice and learnings that I have picked up over the years to enable you to build your own financial fortress.

Why a fortress analogy? I have found that one needs to have multiple layers to a financial plan. Just as a good fortress provides multiple layers of defense and shelter to occupants, a good financial plan provides layers of defense and levels of security. A fortress has outer moats to guard against the unexpected; there are outer castle walls and inner castle walls. There are high towers and key points that can absorb the shock of attack. In short, there are multiple layers of defense to guard against the blows of marauding armies. Additionally, the inner castle shelters a family from rain, sleet, snow and storms. The fortress then provides protection for an area to allow investments to be made for future harvests. In the same way that there are multiple levels of defense in a fortress, there need to be multiple levels to your finances. You need protection in the case of unexpected job loss, financial hardships from surprise bills. You need a plan to provides a solid fortress to defend against the day-to-day surprises that life has in store. You need to build up a financial strategy that will provide shelter on that rainy day and that will help you have the confidence and foundation to make more investments for your future.

Why listen to me? My goal is to help others learn to build financial fortresses of their own. I successfully (and much more quickly then I could have imagined), eliminated all my debt, built a serious financial foundation, and now have significant financial assets that I manage and invest. I didn't do this over months but I did it over years. I think anybody with the right advice and the right discipline can do what I did. I hope to be able to share what I have picked up with others to help them more quickly get on the path of building their own financial fortress.